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What are FICO Scores and How do they Affect My Ability to Buy a Home?

February 2007 Newsletter

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Happy New Year !!! Do you want to know what my business New Year’s Resolution is ??? Of course you do !!! I promise that in this next year I will give you the secrets of "12 months to a 720 Credit Score". That’s right ... I will reveal to you the secrets of what a credit score means to you, how you can easily improve your scores but more importantly how you can Win the Credit Score Game with easy monthly steps to a score of 720 !!!

I will reveal the myth of the dreaded FICO score and show you how to easily and steadily control your own financial future. Treat yourself to the financial freedom you deserve !!! No more "I didn’t know" and "how did that happen" or "why me".

I will get you on your way to having the benefits of:

	lower rates for car insurance
	lower rates on home insurance
	lower interest rates on car loans
	lower rates for credit cards
	no more "Sorry you don’t Qualify" – Lenders will be competing for your business
	great mortgage rates on your Home mortgage

Then you will finally be able to afford:

	that trip you have always wanted to take
	putting money away for you child’s college fund
	putting money away so you really will retire one day
	all those little things you know you want and would love to treat yourself to !!!

You will receive at least one informative email a month and one Informative newsletter by mail to give you the easy steps and details that will get you all the "stuff" a great credit score can give you.

What is a Credit Score? This is a visual display to investors (banks/credit card companies/insurance companies) as to what kind of risk factor you are ... and the likelihood you will repay a debt. From this they will make a decision to give you a low rate of interest because you are a good risk and will pay them back or ... Hit you with a high interest rate so they can make their money back quickly since they think you may not pay them back at all. It does not matter what your intentions are, nor does it matter if you are a good person ... it is a number that dictates how much they should charge you in return for giving you money or credit. The least expensive rates out there - the Fannie Mae home loans or the CHAFA and VA loans are all based on your Fico Score. This is why I am focusing on getting your scores up ... so you can have the best chance at getting the absolute best price out there for any and everything you buy !!!

Stay tuned ... I’ll give you ways to improve these scores each month.

Have a very Safe and Happy New Year !

Dedicated to improving your Credit Scores,

Lori Jake
EZQualDreamHomes.com
Swiftcurrent Investment Group, LLC

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