Stop wasting your money on
rent... or living in a house which doesn’t meet your needs. Discover how
to move into a better home now!
Dear Future Homebuyer,
Some people are tenants by choice. But most people would prefer to enjoy
all the benefits of owning a home if at all possible. It can be the
single most important investment you ever make. A lot of people's
personal wealth is made up mostly from equity they've built through
years of responsible home ownership.
We believe buying a home should be at the top of your goal list. And, we
have a number of homes for sale right now with flexible owner financing.
Our unique approach to selling houses can help you achieve the reward of
owning your own home faster and easier than going the traditional route.
Here are the benefits you can be enjoying by working with us:
You can move fast
When you buy a home from us you can move in quickly and easily. Most of
our properties are available immediately. Get into one of our homes in
just a few days with our flexible owner terms or set a date further out.
Compare that to buying an owner occupied home through an agent. How
frustrating! First you have to qualify for a loan which could take 3 to
We require no bank financing. Then you have to coordinate your
move subject to the schedule of the seller. Look out if the seller wants
everything contingent on them getting into their new home. Their deal
can fall through at the last minute stopping you or delaying you from
moving in. That can become a nightmare if you've already lined up a
moving van, or given notice to your landlord, or sold your previous
Avoid bank hassles
Banks and mortgage lenders are picky. They prefer to do only the
easiest and safest loans. Trying to please them and jumping through all
their hoops can drive you nuts. It is especially difficult when your
credit is less than perfect or your debts seem too high to the lender.
Or maybe you're self-employed or new to the area.
Our owner financing programs make buying easy. You enjoy the peace of
mind of having a solid move-in date. There are no last minute lender
requirements to stop us from closing or moving you in. Depending on what
you want and need, we'll make you a loan to buy or rent the home to you
until closing. Start enjoying your new home even if you are still
raising more money to put down.
If we decide the best option is to rent to you until we close, you'll
have some breathing room and no pressure. We can then work with you to
get a favorable bank loan or help you build up the down payment required
to close with easy owner financing.
Own your own home...now!
Don’t be forced to throw your money away on rent just because you
need time to get a bank loan. Each month you get nothing but
receipts...with no equity build up... no tax benefits... no
appreciation... and no pride of home ownership.
Are you tired of maintaining and fixing up a house you don't own? Do you
want more privacy in a bigger or better house?
Even if you don't have perfect credit... or a large down payment... or
if you're self-employed, there are loans available for you. Whatever
your current situation, there's probably a home loan that is just right
for you. And we'll "walk across hot coals" to get you in one of our nice
houses, even if it means financing you ourselves.
Work directly with a creative and flexible seller
Start enjoying all the benefits of owning your own home. Have lenders
and brokers told you that you can't qualify?
We’re a local real estate investment company specializing in helping
families buy a home without the normal hassles of going through the bank
qualifying process. We have nice homes in all sizes, locations and
prices. As the owner, we can offer several unique programs that can help
you buy a home, even if you don't have the proper financial picture or
credit history to please a bank.
Our lending criteria are vastly different from a bank’s. We'll take into
account the circumstances that may have damaged your credit in the past.
We'll fairly evaluate your present employment situation and currents
debts. In most cases, we can find a method of financing you, getting you
into one of our houses.
Buy with no money
If you're in a position to qualify for a new mortgage, we may be able
to help finance your down payment and closing costs. If you can qualify
for 100% financing now, we may be willing pay your closing costs. You
could get in
with no money down.
Some of our buyers can qualify for 95% to 97% bank financing. In those
cases, we might recommend one of several "home buying grant programs"
available without qualifying. These grant programs can "gift" the 3%-5%
down payment you need to close.
Buy with a small down payment
There are a lot of creative things we can do even if your credit is
less than perfect... or you lack local employment history...or your
income is hard to prove... or you have another house for sale... or
you're stuck in a lease... or you've had a bankruptcy or foreclosure...
or you have outstanding collections.
And when you don't have enough money down to close with seller
financing, we have several other programs to give you immediate
ownership benefits. Our "lease purchase" or "rent to own" program can
get you into the home of your choice with a small down payment.
This program offers a creative way of helping you build equity and enjoy
market appreciation. We'll then work with you to get you closed as
quickly as possible with the best mortgage and terms. In the meantime,
you can be enjoying your new home, sprucing it up how you want. Since
you're in the process of buying the home, we have few concerns about
smoking or pets.
Then show off your new home and experience a new sense of pride. You'll
have the time needed to qualify for traditional financing, establish
your income, clean up your credit, build up your down payment or pay off
No reason to wait!
Many tenants are willing to live somewhere that does not reflect
their preferred lifestyle because it's "temporary." Don’t put up with
noisy, unkempt, and sometimes frightening neighbors. Or inefficient
heating systems or poor maintenance. Or undesirable schools. Or rising
crime rates. Or what about the landlord who shows up with little or no
notice... even entering your home without your knowledge?
When you're in a home of your own, you have more freedom and peace of
mind. You deserve to live better. Let us help you improve your lifestyle
Stop living in a house that is too big or too small. Stop putting up
with uncooperative landlords. Stop getting by in a house that’s too hard
to maintain. And stop spending your hard-earned money on rent when all
you have at the end of the year is a pile of receipts.
Quickly qualify for the best mortgage
The credit reporting services most lenders rely on can be unfair.
Rarely does your credit report reflect your true ability to borrow money
and keep your agreements. The Fair Credit Reporting Act gives you
certain rights and the ability to reestablish damaged credit. We work
with several top-notch companies who specialize in helping you raise
your credit rating.
If your credit history needs improving, it may take 3 to 12 months to
get you qualified for a very favorable mortgage through a bank or
mortgage lender. The good news is that we may be able to get you into a
nice home now while one of these companies can be handling your case.
Our owner financing programs are designed to give you the time you need.
Another way we can help is to refer you to a professional mortgage
broker who’ll examine your current income, credit and debts. Then they
can tell you what’s available now or in the future. They’ll give you
suggestions and a plan putting you in the best position to get approved.
No longer will getting a new loan be a mystery. Having time and a plan
to work on your financial situation can save you tens of thousands of
dollars in the long run.
Is owning within your grasp?
It's the American dream. Some people will never achieve it. But most
people do not have the opportunity you have right now. Let us help you
buy a nice home sooner than you expect.
Get on our Buyer's List today!
Let's see if we have an attractive home now that fits your budget and
lifestyle. A home you can move into quickly and easily, with or without
bank qualifying… with or without a down payment.
If one of the homes available now doesn't get you excited, then we'll
keep looking, notifying you of our new properties as they become
There are several easy ways to find out if we have a home for you:
||Go to our
available homes page,
Call our 24 hour recorded message line:
Call me at our office for personal assistance at
719-235-2733 and tell us about yourself and what you're
looking for. Let us show you how to overcome any home buying
challenges you're facing. There's no cost or obligation. We
don't charge a fee to get you into one of our homes or to
help you explore your options.
Joining our Buyer's List is free.
If you’re spending your money on rent now, or if you’d like to buy a
better home, let us help you. We select several of our properties each
month to sell for cash, with a new loan or with flexible owner
You may be able to get into a new home without bank qualifying, without
a substantial down payment and (in some cases) with no money down.
Swiftcurrent Investment Group, LLC
Toll Free: 866-939-7825
Does all this sound too good to be true?
Click here to see some letters we’ve received from our buyers...
to see the homes we currently have available
here to be added to our e-mail notification list